How to get a MasterCard?

MasterCard is one of the largest payment networks in the world, allowing you to shop at millions of online and physical stores around the world, book hotels and airline tickets, pay for foreign subscriptions, and withdraw cash from ATMs in other countries. However, for us Iranians, direct access to international financial services and receiving cards like MasterCard faces serious obstacles due to financial restrictions and sanctions. Iranian banks are not connected to the global MasterCard network and are not able to issue these cards. In this article, while reviewing the standard methods for receiving MasterCard in the world, we will specifically address the issue of how to get a MasterCard?

What is MasterCard and what are its uses?

Mastercard is a technology company in the global payments industry that facilitates the processing of payments between merchant banks and card-issuing banks for holders of credit, debit, and prepaid cards under the “Mastercard” brand. Mastercard itself does not issue cards directly, but rather physical Mastercard purchases are made by authorized banks and financial institutions around the world.

Main benefits of having a Mastercard
The following are some of the main benefits of Mastercard:

Global popularity: Can be used at millions of points of sale, websites, and ATMs in more than 210 countries.
Easy online shopping: Ability to pay on foreign sites and buy from international online stores such as Amazon, eBay, AliExpress, and pay for services such as Netflix, Spotify, Apple, and Google.
Convenience in travel: Ability to book hotels, rent cars, and pay for expenses during foreign trips.
Security: Advanced security layers such as chip and PIN technology and fraud detection systems.
Financial management: The ability to track transactions and manage expenses through online panels or banking applications.
Why is it difficult for Iranians to receive a MasterCard directly?
As mentioned, the main reason why it is impossible for citizens residing in Iran to purchase a virtual or physical MasterCard is international financial sanctions. These sanctions have caused Iranian banks to be disconnected from the global network. Therefore, banks in Iran cannot cooperate with the MasterCard network and issue cards with this brand.

Also, most foreign banks refuse to open accounts for Iranian citizens (especially residents of Iran) due to the risks arising from sanctions. Having a bank account abroad is the main prerequisite for receiving MasterCard credit or debit cards from those banks.

In addition to these factors, foreign banks require documents such as a valid passport, proof of address in the country of origin, and sometimes a credit score to issue cards, which are impossible or very difficult for most Iranians living in the country to obtain. Now the question arises: how to get a MasterCard?

Alternative solutions for Iranians: Using intermediary services
Despite all the limitations, there are solutions for Iranians to access international payment facilities through MasterCard. The most common and practical way is to use the services of Iranian intermediary companies and websites that provide international payment cards and foreign exchange services.

These companies usually operate in one of the following ways:

Prepaid card provision: These companies obtain physical or virtual prepaid Mastercard cards from banks or financial institutions abroad and provide them to Iranian applicants. These cards are rechargeable and are issued in the name of the applicant (or sometimes anonymously).
Virtual Mastercard provision: These cards do not have a physical nature and only provide you with the information required for online purchases (card number, expiration date, CVV2 code). They are very suitable for purchases from foreign sites, but they cannot be used in physical card readers or ATMs.
Gift Card provision: These cards are also usually issued with a specific amount and are non-rechargeable. They are suitable for special purchases or gift giving.
Read more How to avoid paying the application fee?
Important points when using intermediary services
The most important point when learning to get a MasterCard is to choose a reputable and experienced company. Before taking action, be sure to research the company in question, read the opinions of other users, and ensure that its activities are legal. In addition, depending on your needs (online shopping, travel, use at an ATM), choose the appropriate type of card (virtual, physical prepaid). Note that intermediary companies charge fees for issuing, charging, and converting currency. Before purchasing, find out about all related costs.

Cards provided by intermediaries (especially prepaid) may have restrictions on daily purchase limits, balance limits, or usability at some acceptors (such as betting sites or certain services). Also, to receive a card from these companies, it is usually necessary to provide Iranian identity documents (such as a national ID card) and complete the relevant forms.

Introducing the Farakonesh Smart Development site for receiving MasterCard
One of the well-known and active companies in the field of providing foreign exchange payment services and international cards for Iranian users is Farakonesh Smart Development. This complex provides a platform for obtaining various international payment cards such as MasterCard (both virtual and physical prepaid) as well as

Providing related services such as charge cards and making international payments helps Iranians bypass existing restrictions and benefit from global financial facilities.

Services commonly offered by Pars Smart Development include:

Issuing virtual MasterCard for online purchases.
Issuing physical prepaid MasterCard that can be used for travel and in-person purchases.
Currency charge card services.
Making international payments on behalf of customers.
For more information on learning how to get a MasterCard, please contact our support at Pars Smart Development.

Read more Money Transfer Limits from Abroad to Iran + 9 Money Transfer Methods
Summary
It is practically impossible for citizens residing in Iran to receive a MasterCard directly from international banks due to financial sanctions. However, the need to access global payments remains. The best and most accessible solution for Iranians is to use the services of reputable domestic intermediary companies that provide MasterCard cards (usually prepaid or virtual) to applicants. We at Pars Smart Development are active in this field and can offer suitable options to meet your international payment needs.